December 26th 2008 Once you fight through this problem with credit card
Once you fight through this problem with credit card debt relief life is simple. This is a technique in which one must default on their unsecured debts’ while saving up the needed cash on the side, to then negotiate a one time settlement, at a much lowered amount from the balance owed. While debt settlement does have a temporary negative effect on someone’s FICO credit rating, it is no where near as bad as bankruptcy. Settlement is not made a public record like bankruptcy.